We understand that being involved in a car accident is a difficult experience. It can leave you feeling overwhelmed, unsure about the next steps, and worried about how to handle the legal process. At the Law Firm of Mark S. Hanchey, we want you to know that you are not alone. Our team is here to provide guidance and support as you navigate your case. We empathize with the concerns you may have about medical bills, lost income, and the stress of dealing with insurance companies. With a clear understanding of Colorado’s car accident laws, you can feel more confident in moving forward and protecting your rights.
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Free Consultation Download PDFWhat You Need to Know About Fault and Liability in Colorado
Colorado follows a fault-based system for car accidents, which means the person responsible for causing the accident is liable for covering damages. This is often determined by reviewing evidence such as police reports, witness statements, and accident scene photos. The state’s comparative negligence rule allows you to recover damages even if you were partially at fault, as long as your share of responsibility does not exceed 50 percent. Your compensation will, however, be reduced by the percentage of fault attributed to you. For example, if you were found 20 percent at fault for an accident, your recovery would be reduced by that amount. Understanding these laws can help you make informed decisions about pursuing a claim.
The Importance of Filing a Police Report
Filing a police report after a car accident is crucial, even for minor collisions. This report serves as an official record and can provide valuable details about the accident, including time, location, and any contributing factors. It also helps establish accountability and can be used as evidence when negotiating with insurance companies or pursuing legal action. Colorado law requires reporting any accident that results in injury, death, or significant property damage. Failing to file a report may hinder your ability to recover damages later on.
How Insurance Works in Colorado Car Accidents
Colorado requires all drivers to carry minimum liability insurance to cover bodily injury and property damage. If you are injured in a car accident caused by another driver, their insurance should cover your medical expenses and other losses. However, insurance companies may not always offer fair settlements, which is why having an attorney on your side can make a difference. In some cases, the at-fault driver may not have enough insurance to cover all your damages. In such situations, your own underinsured motorist coverage can step in to fill the gap. Knowing your insurance policy and how it applies to your situation is key to ensuring you receive the compensation you deserve.
The Role of Evidence in Building Your Case
Strong evidence is the foundation of a successful car accident claim. This includes photographs of the accident scene, medical records documenting your injuries, repair estimates for vehicle damage, and statements from witnesses. Preserving this evidence early on can make a significant impact on the outcome of your case. Additionally, it is important to keep track of any expenses related to the accident, such as medical bills, transportation costs, and time missed from work. All of this information can help establish the full extent of your losses.
Colorado’s Statute of Limitations for Car Accidents
In Colorado, you have a limited time to file a claim following a car accident. The statute of limitations for personal injury claims is generally three years from the date of the accident. If you fail to file within this time frame, you may lose your right to recover compensation. While three years may seem like a long time, it is essential to act quickly. Evidence can fade, witnesses can become harder to locate, and delays can complicate your case. Seeking legal advice as soon as possible can help ensure you meet all necessary deadlines.
Bridgette Carabajal
I've had the pleasure of working with Mr. Hanchey on two occasions, and each interaction has been nothing short of exceptional. His professional demeanor, coupled with the outstanding support from his staff significantly alleviated any anxieties I had. I am thoroughly satisfied with the outcomes achieved. Should the need for legal representation arise in the future, Mr. Hanchey will undoubtedly be my first choice.
Lucas Garcia
Mark Hanchey has been excellent. I spoke with him last minute before my court date. He still showed up to court with me and was very caring and helped me before I had even officially hired him. I felt like he cared about me and my case. He knows his craft very well and you can tell that the judge and other attorneys respect him when he is in court. He is also very kind. I recommend him to anyone. An excellent attorney.
Renee Braucht
I had an amazing experience with the Hanchey Law Firm! Mr. Hanchey got me the absolute best result I could have imagined for my case. I can’t even tell you how many times I’ve heard, “wow, you must have had a really good lawyer!” when discussing the result. I live far from Colorado Springs, but I will forever make the trip for this firm when I need them! Highly recommend!
David Walker
I have needed to use a lawyer a couple of times over the past several years and have used Mark Hanchey. He is a very down to earth person who has always treated me with dignity and has always been straight forward. His staff has also been professional and friendly. Each time I used Mark Hanchey the result was a positive one. I also think his fees are reasonable. I cant say enough good about Mark Hanchey.
Understanding Damages You Can Recover
After a car accident, you may be entitled to recover several types of damages. Economic damages include measurable losses like medical expenses, lost wages, and property damage. Non-economic damages cover less tangible losses such as pain and suffering, emotional distress, and loss of enjoyment of life. In some cases, punitive damages may be awarded to punish the at-fault party for particularly reckless or intentional behavior. Every case is unique, and the amount of compensation you may receive depends on the circumstances of your accident and the impact it has had on your life.
Dealing with Insurance Adjusters and Settlements
Insurance adjusters often try to minimize payouts to protect their company’s bottom line. They may offer settlements that seem fair initially but fail to account for the full extent of your injuries and losses. It is important to remember that you are not obligated to accept the first offer. Having a knowledgeable attorney can help you negotiate with the insurance company and advocate for the compensation you need to cover your damages. We can handle these conversations on your behalf, allowing you to focus on your recovery.
Why Legal Representation Matters for Your Case
Navigating Colorado’s car accident laws can be complex, especially when you are also dealing with the physical and emotional toll of an accident. Having a skilled attorney to guide you through the process can make all the difference. We understand how challenging this time can be and are committed to providing the support you need to achieve a successful resolution. From gathering evidence and calculating damages to negotiating with insurance companies and, if necessary, representing you in court, we are here to stand by your side every step of the way.
At the Law Firm of Mark S. Hanchey, we are here to help you navigate your car accident case with confidence and clarity. We know the stress and uncertainty that come with dealing with the aftermath of a collision, and we are committed to helping you get the results you deserve. If you have questions or need assistance, we encourage you to reach out to us. Let us handle the legal details so you can focus on what matters most: your recovery. Contact us today to schedule a consultation and learn more about how we can help with your car accident case.